PLEASE READ THE FOLLOWING CAREFULLY AND KEEP IT FOR YOUR RECORDS:
Morris-Griffin Corporation ("MGC"), is committed to protecting the privacy and security of our customers’ non-public personal information and ensuring the accuracy of that information. We collect and maintain information about you to enable us to conduct our business in a manner consistent with federal and state laws and regulations and to satisfy legal requirements.

Website Visitors / Registered Users
When you browse our site as a visitor or are a registered user of this website, we may collect and store information about your online visit. This information may include the time and length of your visit, the pages you view on our site, the last site you visited before coming to ours, and the name of your internet service provider. We may use this data on an aggregate basis to measure site activity, and on an individual basis to make the site more useful and provide information that may be of interest to you.

We may use Web cookies for security purposes to recognize your computer when you log into your account. We may also make use of Web cookies or similar data on certain parts of our Web site for fraud prevention and other purposes. If you disable your Web browser's ability to accept our Web cookies, it may not be possible for you to access your online account.

Passwords
Your access to certain portions of our Web site may be protected with an individualized username and password. Your username and password are confidential and personal to you, and should never be disclosed or shared with anyone else.

Non-Public Personal Information
Non-public personal information generally means information obtained in connection with a financial product or service that is identified with you and that is not obtainable from a public source. In conducting our business, we collect and maintain various types of non-public personal information about our customers. If we are unable to obtain this information from you, we may be prevented from providing you with a service and/or may be compelled to terminate a service that we are currently providing you. The types of non-public personal information we collect and maintain include:

• Information that we receive directly from you in applications and other forms that you deliver to us, and from our verbal or written communications with you. This may include information such as your address, telephone number, account numbers, Social Security numbers, assets, income, debt, etc.
• Information we compile from your transactions or experiences with MGC. This may include information such as your account balances, payment history, etc.
• Information we receive from non-affiliated third parties regarding your transactions or relationships with them or to verify information you have given us. This may include information such as your employment history, loan and/or credit payment history, your loan or credit card balances, your property insurance coverage, appraisals of your residence, etc.
• Information we receive from credit bureaus regarding your credit history and credit worthiness.
• Information we obtain from public sources. This may include information contained in federal, state, and local records such as recorded liens on your property, real estate taxes and assessments, tax liens, etc.

How We Use Your Non-Public Personal Information and How We Share That Information
MGC does not sell, trade, or rent your personal information to others. We use your non-public personal information only as permitted by applicable law. As permitted by law, MGC will sometimes disclose your non-public personal information to companies or entities unaffiliated with MGC such as:

• Companies performing services on our behalf such as the vendor who prepares and mails our monthly statements.
• Other lenders, title companies, escrow companies, and other service providers necessary to facilitate loan transactions.
• Nonprofit agencies providing homeowner assistance programs if you have applied to participate in such a program in connection with your loan transaction.
• To comply with subpoenas, court orders, and legal reporting requirements.
• Credit reporting agencies and similar organizations information relating to our experience with you.
• With your written consent, including when you give someone power of attorney or other authorization to act on your behalf.
• In connection with a proposed or actual sale or transfer of your loan to another company.
• To prevent fraud and unauthorized transactions, to resolve customer disputes.
• As necessary, to MGC’s regulators, attorneys, accountants, and auditors.

Customer Information Sharing Choices/Opt Out
While Federal law allows us to share information about you to run our business, to perform services and offer our products, Federal law also gives you the right to limit some, but not all, sharing of your personal information.

Specifically, Federal law allows you to opt out/restrict us from sharing information as follows:

• About your credit worthiness with our affiliates; and
• To non-affiliates to offer you their products and services
• Creditworthiness including credit history and credit score.

State laws may give you additional rights regarding our information sharing limitations.

Protecting Personal Customer Information From Unauthorized Access
Safeguarding your nonpublic personal information is important to MGC. We are a company committed to securing personal information and protecting the privacy of our customers. We use security measures that comply with federal law including assessing risk and using reasonable controls to protect customer information. We maintain systems, policies and procedures designed to protect your non-public personal information from being accessed by unauthorized persons. We train our employees in our privacy policy and procedures, and hold them accountable for adhering to our privacy policy and procedures.

Policy Effective Date
This Online Privacy Statement is effective December 23, 2008 and remains in effect until amended. The policy is for general guidance and MGC reserves the right to amend this Privacy at its sole discretion without notice to you. Please review periodically.