MGC Information Technology (IT) Overview
Morris-Griffin Corporation (MGC), established over fifteen years ago, has built its Information Technology (IT) department into a state-of-the-art IT resource through various experiences as a contractor, and most notably for the U.S. Department of Housing and Urban Development (HUD).

MGC ensures the security and integrity of the IT assets of its clients with due diligence against cyber threats through the implementation of information security policies. The foundations of those security policies are based upon Federal regulations such as the Federal Information Security Management Act (FISMA); the Federal Information Processing Standards (FIPS) Publications; the Privacy Act of 1974; Executive Orders; public laws; the National Institute of Standards and Technology (NIST) Special Publications, as well as with Office of Management and Budget (OMB) regulations and national policies. MGC’s sound IT security policies are essential to preserve the confidentiality, integrity, availability, and value of the assets.

The mission of MGC is to provide state-of-the-art and cost effective total solutions to the intricate technical requirements of its clients. This mission is supported by a team of highly qualified and experienced personnel and their knowledge of the latest hardware products and software systems that facilitate and expedite the development, designing, implementation, management, security, and enhancement of the information systems. MGC’s established professional expertise in the areas of systems integration, local area networking (LAN), networking with the internet, customized application software development, database management, document image processing and business modeling makes it qualified to meet the challenges of perpetually evolving automation needs of its clients.

MGC is experienced in designing custom modules within an existing system by teaming with our clients to ensure that their technology needs are met. MGC has successfully tested and implemented custom solutions for its clients from tracking and management modules to optimizing real-time multi-user web-based technology. MGC personnel utilize the following developmental tools, including but not limited to: MS SQL, Access, ColdFusion, .NET, C, C++, Visual Basic, JAVA, and PowerBuilder.

Extensions and Variances Automated Requests System (EVARS)
MGC developed EVARS to automate the process of Lenders requesting for extension of time and variances on loans that are considered for foreclosure. The application is widely used by the mortgage industry.

The extensions apply to HUD’s Insured Title II and HECM insured loan programs which provide specific time frames for initiation of foreclosure by servicing lenders. When circumstances prevent initiating foreclosure by those deadlines, servicing lenders may request an extension, which avoids curtailment of their debenture interest on future claims. A lender must complete form HUD-50012 Mortgagee’s Request for Extensions of Time to request an extension.

The variances program allows lenders to request for a variance when guidelines may otherwise prohibit the use of loss mitigation tools. The lenders must complete form HUD-90041 Request for Variance.

Inbound Processing, Tracking, and Training System (IPRATTS)
Morris-Griffin Corporation developed and maintains a web-based e-learning application that provides training to HUD's partners. The application provide online and classroom training registration and tracking of training to HUD employees, Lenders, Contractors, and other approved users. The system efficiently and effectively deliver and manage online course modules, testing, and printing of Certificate of Completion.

Single-Family Mortgage Asset Recovery Technology (SMART)
MGC was previously awarded the contract for the Single-Family Mortgage Asset Recovery Technology (SMART) system, owned by the United States Department of Housing and Urban Development (HUD) as the prime contractor on October 1, 2003 to provide loan servicing and system maintenance for HUD. The current contract was awarded to MGC, along with the prime contractor, C & L Services Corporation (CLS) for SMART on September 30, 2007.

The SMART system is a dynamic system that is required to meet the servicing needs of various HUD single family housing loan programs and is used to perform a wide range of Federal Housing Administration (FHA) Insured and Secretary-held first, second and subordinate note and mortgage loan servicing functions. SMART is a client/server Windows based comprehensive loan servicing system that streamlines the process of managing the mortgage transactions for both forward and reverse mortgages, including interest, appreciation, amortization and other calculations for the Secretary-Owned Title II portfolio. It is a major application that services approximately 400,000 loans. The SMART system allows users to search and review loan information, foreclosure and bankruptcy activity, make and review disbursements, run reports, send letters, and manage and control various other loan servicing activities.

System / Software Development
MGC provides services in the following areas:

• Systems Integration
• Local Area Networking (LAN)
• Database Management Systems (DBMS)
• Electronic Data Interchange (EDI)
• Document Image Processing Systems
• Client/Server Software including development, installation, and integration
• Development of Multimedia Applications
• Financial and Management Reporting
• Training services/technical support services (commercial/custom developed) installed by MGC
• Outsourcing services to support data center operations, hardware & operating systems and customer help desks